> We're not collectively paying for flat-chested women to get breast implants, or ugly men to get nose jobs
Uh insurance actually does cover them, particularly for reconstructive surgeries. It should be noted that the conditions under which insurance would cover a trans person's gender affirming surgery is going to be essentially under the same conditions they would for a cis person. Now it's worth noting that Medicaid does generally cover gender affirming surgeries in certain states however Medicaid is required to be primarily paid for by the state rather than the federal government. Medicare only covers them under specific circumstances with a large pile of supporting documentation attached. And then with private insurance providers it is highly dependent on the company and policy whether they cover them or not.
> We're also not labeling it as "life-saving."
Gender affirming surgeries are almost always the very last step for trans people and it's far quicker, easier, and more common to get them as a cis person than it is as a trans person.
Gender affirming care however is generally what is referred to as life-saving more than anything else. This is primarily access to medication in the form of Hormone Replacement Therapy and additionally in the form of access to counseling and therapy to support the transition and to mitigate gender dysphoria among other issues.
And the thing I think most people don't really understand is how disgustingly cheap the primary form of care, Hormone Replacement Therapy, is.
For trans women the main medication is estradiol. This medication is extremely cheap and most pharmacies won't take insurance for it due to how cheap it is. A month's dose in the cheapest form at one of the higher doses is going to be at most 15-20 USD per month. More expensive forms of estradiol that don't have to be taken as rigorously and/or have less risk of side effects cost around 1.5-3x that depending on the form. For the first few months to a year they'll also generally take a testosterone suppressor until the estradiol suppresses testosterone by itself and those medications only cost around 10 USD per month or less.
For trans men the main medication is testosterone. It's controlled so it's more annoying to get due to it's abuse as a "performance enhancing drug" but even at the higher doses it costs more or less the same amount or less than the equivalent doses of HRT for trans women (coming in at well under 20 USD/month, more often less than 5 USD/month).
This puts the cost of the bulk of treatment for transgender people at well under the cost of most other medications.
Uh insurance actually does cover them, particularly for reconstructive surgeries. It should be noted that the conditions under which insurance would cover a trans person's gender affirming surgery is going to be essentially under the same conditions they would for a cis person. Now it's worth noting that Medicaid does generally cover gender affirming surgeries in certain states however Medicaid is required to be primarily paid for by the state rather than the federal government. Medicare only covers them under specific circumstances with a large pile of supporting documentation attached. And then with private insurance providers it is highly dependent on the company and policy whether they cover them or not.
> We're also not labeling it as "life-saving."
Gender affirming surgeries are almost always the very last step for trans people and it's far quicker, easier, and more common to get them as a cis person than it is as a trans person.
Gender affirming care however is generally what is referred to as life-saving more than anything else. This is primarily access to medication in the form of Hormone Replacement Therapy and additionally in the form of access to counseling and therapy to support the transition and to mitigate gender dysphoria among other issues.
And the thing I think most people don't really understand is how disgustingly cheap the primary form of care, Hormone Replacement Therapy, is.
For trans women the main medication is estradiol. This medication is extremely cheap and most pharmacies won't take insurance for it due to how cheap it is. A month's dose in the cheapest form at one of the higher doses is going to be at most 15-20 USD per month. More expensive forms of estradiol that don't have to be taken as rigorously and/or have less risk of side effects cost around 1.5-3x that depending on the form. For the first few months to a year they'll also generally take a testosterone suppressor until the estradiol suppresses testosterone by itself and those medications only cost around 10 USD per month or less.
For trans men the main medication is testosterone. It's controlled so it's more annoying to get due to it's abuse as a "performance enhancing drug" but even at the higher doses it costs more or less the same amount or less than the equivalent doses of HRT for trans women (coming in at well under 20 USD/month, more often less than 5 USD/month).
This puts the cost of the bulk of treatment for transgender people at well under the cost of most other medications.