Nope. This one out of all the comments in this thread screams out of touch tech guy. 80% of car purchases in America are financed. There are over 100 million car loans in America. Though in a more ideal world car loans should not be necessary, in this one, they very much are.
Most purchases being financed through debt isn't a compelling argument that people can afford the purchase. It's a highly predatory market for something that many people need just to survive.
